The 2024-25 FAFSA is Changing -网投比较靠谱的大平台

What is FAFSA Simplification?

FAFSA 2024-25 will open December 2023. The Department of Education, Federal Student Aid (FSA) Division, 是否正在进行一些改革，使学生和家庭更容易获得联邦援助.

To-Do List for 2024-25 FAFSA

Before you start:

Create or reconfirm your FSA ID. Everyone who needs to provide information on the FAFSA needs an FSA ID. This includes the student, the student's parents or stepparents (if the student is a dependent), and the student's spouse (if applicable).
Gather your tax information. 你需要为学生和他们的父母或继父母提供税务信息, if applicable.

Steps to complete the FAFSA:

Go to studentaid.gov and log in with your FSA ID.
Complete the Student Section of the FAFSA.
Indicate any contributors to your FAFSA. 这包括你的父母或继父母（如果你是一个受抚养的学生）和你的配偶（如果适用）.
要求您的贡献者创建FSA id并完成FAFSA的部分.
Review your FAFSA and submit it.

Tips:

Start early. Some FAFSA funds are processed on a first-come, first-served basis, so submitting it as early as possible is best.
Be accurate. Provide complete and accurate information on the FAFSA. 任何错误或遗漏都可能延误你的申请，甚至使你没有资格获得经济援助.
Keep copies of all supporting documents. If selected by Federal Student Aid, you may be asked to provide copies of your tax returns, W-2s, and other documents to verify your information.
Contact us 如果你对FAFSA有任何疑问或需要帮助来完成它.

Additional information on contributors:

If you are a dependent student, you must indicate your parents or stepparents as contributors on the FAFSA.
If your parents are married and filed joint 2022 tax returns, only one parent needs to complete the FAFSA as a contributor.
If your parents are married and filed separate 2022 tax returns, both parents need to complete the FAFSA as contributors.
If your parents are divorced, separated, or never married, 提供最多经济支持的父母应作为贡献者填写FAFSA.
If you are married, you must indicate your spouse as a contributor on the FAFSA.

Federal Student Aid Identification (FSA ID)

What is an FSA ID?

FSA ID是学生和投稿人访问联邦学生援助网站时使用的用户名和密码, such as StudentAid.gov.

Who needs an FSA ID, and what is it used for?

All students and contributors must create an FSA ID if they are:

Filling out the Free Application for Federal Student Aid (FAFSA®) form
Signing your Master Promissory Note (MPN)
Applying for repayment plans
Completing loan counseling
Using the Public Service Loan Forgiveness Help Tool

How do I create an FSA ID?

To create an FSA ID, go to StudentAid.gov and click "Create an FSA ID." You will need to provide:

社会安全号码（SSN）或个人纳税人识别号码（ITIN）
Full name
Date of birth
Email address
Mobile phone number

您还需要创建一个令人难忘的用户名和密码，并完成挑战问题和答案，以便在忘记时检索您的帐户信息.

When should I create an FSA ID?

You can create an FSA ID at any time, 但建议你在开始填写FAFSA表格前至少一到两周创建它. 这将给你时间来验证你的FSA ID，并确保它正常工作.

What if I need help creating an FSA ID?

This Federal Student Aid video can help create a step-by-step FSA ID.

What is two-step verification and why do I have to set it up for my StudentAid.gov account?

Two-step verification is a security feature that helps protect your StudentAid.gov account from fraud. When you enable two-step verification, 当您登录您的帐户时，除了您的用户名和密码外，您还需要从您的手机输入一个代码.

每个贡献者是否需要一个唯一的电话号码或电子邮件进行多因素身份验证?

Yes. 每个贡献者必须有一个唯一的电话号码或电子邮件进行多因素身份验证.

Do both parents need to create an FSA ID or just one like before?

This depends on the family's situation. For example, if a student has married parents filing taxes separately, both parents will need to make an FSA ID.

What is the impact if the student and parent already have an FSA ID?

None. 只要确保它们在2023年12月FAFSA 2024-25开放时得到验证并准备好使用即可.

Contributors starting FAFSA 2024-25

Who are contributors for FAFSA 2024-25 purposes?

贡献者是任何需要提供同意和批准的人，以获得完成学生FAFSA所需的联邦税务信息. If applicable, it may include:

Student
Student's spouse
Biological or adopted parent
Parent's spouse (stepparent)

Who are not contributors?

Grandparents
Foster parents
Legal guardians
Brothers or sisters
Aunts or uncles

How are contributors determined?

学生或家长对FAFSA表格上某些问题的回答将决定哪些贡献者（如果有的话）需要提供信息.

What do contributors need to provide?

Name
Date of birth
Social Security number
Email address
Personal and financial information

What steps do contributors need to follow?

Receive an email informing you that you've been identified as a contributor.
Create a StudentAid.gov account if you don't already have one.
Log in to your account using your FSA ID account username and password.
Review information about completing your section of the FAFSA form.
Provide the required information on the student's FAFSA form.

What if I am a contributor and don't want to provide my information?

Being a contributor does not implicate financial responsibility. However, if a required contributor refuses to provide their information, it will result in an incomplete FAFSA form, and the student will become ineligible for federal student aid.

如果亲生父母没有结婚，谁应该提供有关FAFSA的信息?

The parent who provides the most financial support should complete it.
If one parent pays child support, 如果子女抚养费超过学生抚养费的一半，家长应该填写FAFSA.
If a dependent student's parents are unmarried and living together, both parents will need to complete the FAFSA as contributors.
If the parent who provides most financial support is remarried, that parent and the stepparent's income should be on the FAFSA, even if they were not yet married on the requested tax year.

Consent starting FAFSA 2024-25

Federal Taxes, Assets & Financial Data

Will students still be able to use the IRS Data Retrieval Tool (DRT)?

No. Starting FAFSA 2024-25, the DRT will no longer exist. 联邦学生援助（FSA）现在将直接将联邦税务信息（FTI）从IRS转移到FAFSA表格中，只要你已经同意这样做.

无监护权的父母如未向子女申索税款，会否成为供款人?

Yes. Starting with the Simplified FAFSA, 学生将根据提供最多经济支持的家长来决定报告哪一位家长. 被举报的家长即使不向学生申报纳税，也会同意转移他们的纳税数据.

如果再婚的父母比亲生父母为孩子提供更多的经济支持, does the stepparent have to provide their tax information?

Yes. If the parent providing more financial support is remarried, the stepparent's tax information is required.

如果我的父母或继父母不想向我的FAFSA提供他们的税务信息怎么办?

We cannot provide tax advice, 但我们的联邦援助顾问可以直接与父母或继父母交谈，解释为什么教育部需要他们的信息.

Can my parent or I self-report our income on FAFSA?

Yes, but you still need to provide consent. We recommend you choose FAFSA provide your income from IRS taxes. 如果您的情况在规定的纳税年度发生了变化，请与我们的办公室联系 request an appeal.

What if I had a low income and was not required to file taxes?

父母不需要提交联邦所得税申报表的学生将自动收到-1500的SAI.

Why are assets different on the FAFSA 2024-25?

Starting 2024–25 award year, 一些以前被认为是收入或以前不包括在资产报告中的财务信息将被要求作为资产. These include:

Annual amount of child support received.
Net worth of all businesses, regardless of the size or number of employees.
农场净值包括家庭农场价值（家庭主要成员的住所仍不包括在内）. This includes the fair market value of land, buildings, livestock, unharvested crops, 在投资农场或农业或商业活动中积极使用的机械, minus any debts help against those assets.
For dependent students, 教育储蓄账户只有在指定给学生的情况下才会被算作父母的资产.